T: I can't believe all these big houses that are for sale. And look at them. I think they're empty.
Me: They are empty. There is nothing in them. Look in that front window.
T: These people are supposed to afford their houses.
Me: You know what? I bet they were foreclosures. And this is the kind of neighborhood that they would make a deal not to get that foreclosure sign slapped on the board.
T: You think?
Me: It makes sense to me. Who wants to see foreclosure signs across the street from the country club?
T: We are so negative.
Me: Sadly, that's reality. I'm glad I have a house I can afford.
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